Texas Down Payment Assistance Programs
Overview
Buying a home in Texas can feel out of reach when you need a large down payment. Supreme Lending offers several Down Payment Assistance (DPA) programs to reduce or even eliminate your upfront costs. These programs help you achieve homeownership sooner and keep more of your savings for moving or renovations.
Key Features
✔ Multiple Program Options – including our exclusive Supreme Dream DPA for Texas homebuyers.
✔ Supreme Dream DPA – Choose a 3.5% forgivable grant or a 5% repayable second lien, perfect for using toward your down payment and/or closing costs in Texas.
✔ Lower Cash to Close – Reduce out-of-pocket expenses to buy a home in the Texas area.
✔ Combine With Other Loans – Works with FHA, VA, USDA, or Conventional loans.
Eligibility & Guidelines
✔ Must occupy the property as a primary residence within Texas
✔ Income and purchase price limits vary by county
✔ First-time homebuyer status is common but not always required.
✔ Minimum credit score usually starts at 620–640.
Ideal For
✔ First-time buyers purchasing new homes in Texas
✔ Buyers who qualify for a mortgage but lack a large down payment.
✔ Families wanting to preserve savings while buying in a competitive Texas housing market.
Our local Texas mortgage experts understand each DPA program and will match you with the best option for your goals. We simplify the process so you can focus on finding your ideal Texas home.
Whether you are buying, refinancing, or planning ahead, The Trinity Team Powered by Supreme Lending is here to help. Connect with us to explore your mortgage options and take the next step with confidence.